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    Each person listed on our account records is an owner of the account opened under this Agreement.

    "We," "us," "the Bank" and "our" refer to CIT Bank.

    Ambassador Bleich has received numerous honors, including the State Department’s highest award for a non-career ambassador – The Sue M. He was elected a life member of the Council on Foreign Relations, the American Law Institute, and the American Bar Association Fellows.

    When you open an account on our website you enroll in our Online Banking Services and agree and consent to all terms and conditions of this Agreement which includes your authorization for us to accept your electronic instructions to perform specific functions initiated by you on our Online Banking website.

    This Agreement is provided to you and accepted by you electronically pursuant to the E-Sign Disclosure and Consent you agreed to when you began the enrollment process for Online Banking.

    We recommend that you print this Agreement for your records, or you may obtain a paper copy of this Agreement at no charge by calling our Contact Center at 1.855.462.2652 or writing to CIT Bank, PO Box 471, Santa Monica, CA 90406-0471.

    We may add to, delete or change the terms of this Agreement at any time subject to applicable law.

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